In this episode of "Hub City Now with Tyrone Tony Reed Jr.", the host interviews producer, rapper and barber Phantom, of Clarksville, Tennessee.

Phantom spoke about his love of music, how he grew into the rapper he is today, the doors that have opened for him and his outlook for the future.

Phantom also spoke about his hit song titled: “Tennessee”, in which he represents his state. It is an anthem which is sure to get fans out of their seats at every sporting event, whether you’re a fan of the Tennessee Titans, the Memphis Grizzlies, or the Tennessee Volunteers. This song will get fans to unite and celebrate what it means to be the volunteer State!

The track is produced by Albert Whitehead a.k.a. ZaeSkee Alazae. You'll hear the track at the end of the interview.

For more information on Phantom, visit Instagram.

In this episode of Hub City Now with Tyrone Tony Reed Jr., the hosts interviews: Liliana Tschanett, Public Affairs Specialist, Field Operations Center - East, Office of Disaster Recovery & Resilience (ODR&R), U.S. Small Business Administration and Retired Army Lt. Col. Jack Pagano, ran a TV station in Afghanistan, and is now the COO-Chief operating Officer for Shamshad Radio Television Network, an over-the air and satellite television channel in Afghanistan, and is part of the FEMA Response Strike Team.

The pair were on the show to talk about disaster assistance offered by SBA in Tennessee in your area after the natural disaster that occurred from March 31 – April 1, 2023.

The disaster declaration covers Cannon, Hardeman, Hardin, Haywood, Lewis, Macon, McNairy, Rutherford, Tipton and Wayne counties in Tennessee, which are eligible for both Physical and Economic Injury Disaster Loans from the SBA.

Small businesses and most private nonprofit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans (EIDLs): Bedford, Chester, Clay, Coffee, Crockett, Davidson, Decatur, DeKalb, Fayette, Henderson, Hickman, Jackson, Lauderdale, Lawrence, Madison, Marshall, Maury, Perry, Shelby, Smith, Sumner, Trousdale, Warren, Williamson and Wilson in Tennessee; Lauderdale, in Alabama; Crittenden and Mississippi in Arkansas; Allen and Monroe in Kentucky; and Alcorn, Benton, Tippah and Tishomingo in Mississippi.

What’s available:

Only Primary Counties, including Mobile in the declaration can apply for the following loans with SBA:

1.       Business Physical Disaster Loans – Loans to businesses to repair or replace disaster-damaged property owned by the business, including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible. Private, non-profit organizations such as charities, churches, private universities, etc., are also eligible. Max. loan 2 million dollars.

2.       Home Disaster Loans – Loans to homeowners or renters to repair or replace disaster-damaged real estate and personal property, including automobiles. Residents that sustained physical damages need to register with FEMA first. Max. loan $200,000 for homeowners (primary residence) & $40,000 for personal property including renters.

The filing deadline to return applications for physical property damage is June 6, 2023.

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.

All businesses and private non-profit organizations qualifying in primary counties (including Tipton and Haywood) and contiguous counties (including Shelby (Memphis), Lauderdale and Fayette) may apply with SBA for EIDL without any proof of physical damages.

1.       Economic Injury Disaster Loans (EIDL) – Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period. Max. loan 2 million dollars.

The deadline to return economic injury applications is January 8, 2024.

SBA is operating since April 11, 2023 one Business Recovery Center to assist business owners and residents in filling out a disaster loan application and providing one-on-one help and program information. The center is operating as indicated below until further notice:

In this episode of "Hub City Now with Tyrone Tony Reed Jr.", the host interviews Andy Cole, Pro Bono Coordinator at West Tennessee Legal Services.

Cole spoke about how he joined with WTLS, expungements and the upcoming April 19  expungement clinic for charges in Madison County, Tennessee.

This clinic will allow qualifying individuals to have their criminal record erased. People may be eligible for expungement in Tennessee if they had charges against them dismissed, a “no true bill” was returned by a grand jury, they were arrested and released without being charged, they went to trial, which resulted in a not guilty verdict, or the case resulted in a nolle prosequi (prosecution will not be pursued). Additionally, some misdemeanor and felony convictions may be eligible for an expungement.

“Many times, people make mistakes in their lives that stay on their record forever, we want to help people who are eligible for an expungement get these charges erased from their record,” Cole said. “This is a great opportunity for people to be able to move on from their past.”

This clinic is only for people who have charges in Madison County General Sessions or Circuit Courts. Pre-registration is required. Registration is open and ends April 5, 2024. The TN Justice Bus will on-site to support this event. Anyone interested in registering for the clinic can call WTLS at 731-423-0616 or visit wtls.org to complete an online application.

Anyone interested in registering for the clinic can call WTLS at 731-423-0616.

West Tennessee Legal Services, a nonprofit law firm, offers free civil legal representation and educational programs to help people in 17 West Tennessee counties receive justice, protect wellbeing, and support opportunities to overcome poverty. Counties served from offices in Jackson, Dyersburg, Huntingdon, and Selmer are Benton, Carroll, Chester, Crockett, Decatur, Dyer, Gibson, Hardeman, Hardin, Haywood, Henderson, Henry, Lake, Madison, McNairy, Obion, and Weakley. WTLS is funded in part by the Legal Services Corporation and state, federal, and local funding, including United Way in Dyer, McNairy, and Weakley counties. Learn more at www.wtls.org or by following the firm on Facebook.