In this episode of "Hub City Now with Tyrone Tony Reed Jr.," the host interviewed Liliana Tschanett, Public Affairs Specialist, Field Operations Center - East Office of Disaster Recovery & Resilience (ODR&R), U.S. Small Business Administration, and Kim Keblish, Media Relations Specialist | Office of External Affairs.

The pair were on the show to talk about disaster assistance offered by SBA in Tennessee in your area after the natural disaster that occurred from March 31 – April 1, 2023.

The disaster declaration covers Cannon, Hardeman, Hardin, Haywood, Lewis, Macon, McNairy, Rutherford, Tipton and Wayne counties in Tennessee, which are eligible for both Physical and Economic Injury Disaster Loans from the SBA.

Small businesses and most private nonprofit organizations in the following adjacent counties are eligible to apply only for SBA Economic Injury Disaster Loans (EIDLs): Bedford, Chester, Clay, Coffee, Crockett, Davidson, Decatur, DeKalb, Fayette, Henderson, Hickman, Jackson, Lauderdale, Lawrence, Madison, Marshall, Maury, Perry, Shelby, Smith, Sumner, Trousdale, Warren, Williamson and Wilson in Tennessee; Lauderdale, in Alabama; Crittenden and Mississippi in Arkansas; Allen and Monroe in Kentucky; and Alcorn, Benton, Tippah and Tishomingo in Mississippi.

What’s available:

Only Primary Counties, including Mobile in the declaration can apply for the following loans with SBA:

1.       Business Physical Disaster Loans – Loans to businesses to repair or replace disaster-damaged property owned by the business, including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible. Private, non-profit organizations such as charities, churches, private universities, etc., are also eligible. Max. loan 2 million dollars.

2.       Home Disaster Loans – Loans to homeowners or renters to repair or replace disaster-damaged real estate and personal property, including automobiles. Residents that sustained physical damages need to register with FEMA first. Max. loan $200,000 for homeowners (primary residence) & $40,000 for personal property including renters.

The filing deadline to return applications for physical property damage is June 6, 2023.

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations, the SBA offers Economic Injury Disaster Loans (EIDLs) to help meet working capital needs caused by the disaster. Economic Injury Disaster Loan assistance is available regardless of whether the business suffered any physical property damage.

All businesses and private non-profit organizations qualifying in primary counties (including Tipton and Haywood) and contiguous counties (including Shelby (Memphis), Lauderdale and Fayette) may apply with SBA for EIDL without any proof of physical damages.

1.       Economic Injury Disaster Loans (EIDL) – Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period. Max. loan 2 million dollars.

The deadline to return economic injury applications is January 8, 2024.

SBA is operating since April 11, 2023 one Business Recovery Center to assist business owners and residents in filling out a disaster loan application and providing one-on-one help and program information. The center is operating as indicated below until further notice:

In this episode of Hub City Now with Tyrone Tony Reed Jr., the host interviewed Mulata Moba of Motema Ministries.

Moba spoke about the 13th Annual Taste of the Congo fundraiser, which will be held from 5 p.m. to 7 p.m. Saturday, October 14, 2023. The event will be held at West Jackson Baptist Church, located at 580 Oil Well Road in Jackson, Tennessee. Doors open at 4:30 p.m.

Tickets are $30 for adults in advance, $35 at the door, $15 for ages 11-17 and free for children 10 and under. Tables reservations are $240 (8 seats).

Come enjoy the tastes and sounds of the Congo with a night of Congolese cuisine, music and fashion to benefit Motema Ministries’ work in the Congo.

Mottema Ministries is “a community of Christians wishing to share the Gospel through empowerment and education with good works and deeds in the Democratic Republic of Congo. Motema means “heart” in Lingala, one of the primary languages spoken in the Democratic Republic of Congo. This simple word represents what drives this organization—a heart for God and a heart for people. In all we do, we at Motema Ministries try to use our hearts to serve people in the Congo.”

The non-profit organization teaches women and men in the Congo to sew and equips them with the skills and tools to become entrepreneurs.

According to the organization, “The Democratic Republic of Congo is one of the largest countries in Africa. It is home to over 75 million people and more than 200 different ethnic groups. Yet, despite its size and diversity, Congo is one of the world’s most poor and broken countries. Years of war and a crumbling economy have ravaged the country, meaning that the average Congolese person must struggle to make a living. Motema seeks to step into these difficult circumstances and provide opportunities to help young entrepreneurs, families, and children. Currently, we operate a vocational sewing school in Masina, a district of Kinshasa, the nation’s capital.”

“At the school, people from the community take part in a multiple-month sewing course, learning how to sew from scratch, free of charge. In a country like Congo where trips to the tailor are a common occurrence, learning this critical vocational skill can provide a source of income and help in finding a job. In some cases, the training has provided young entrepreneurs the impetus needed to begin producing and selling their own products. Students are also mentored by Motema’s staff in Congo and learn about what it means to follow Christ.”

For more information, visit www.motemaministries.org